USLaunchStack does NOT provide legal services related to business formation as prohibited by state bar associations. USLaunchStack does NOT provide tax advice as prohibited by state accountancy boards.
State business formation laws vary. USLaunchStack's outputs are educational template reference materials only and do NOT substitute for licensed attorney and tax professional review. Requires customization by your attorney before state filing.
All AI-generated analyses, entity comparisons, tax comparisons, recommendations, and formation templates are for reference purposes only regarding formation process. Consult a licensed attorney in your state and consult a CPA or EA before making any formation or tax decision.
📄 Terms of Service
1.1 Acceptance of Terms
By accessing or using USLaunchStack ("the Platform", "we", "our", "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Platform.
1.2 Nature of Services
USLaunchStack provides AI-powered information, analysis, tools, templates, and automation software to assist with US business market entry research and planning. The Platform is an information and productivity tool only.
The Platform does not provide, and should not be understood as providing, legal advice, legal representation, tax advice, accounting services, immigration advice, financial advice, or any other licensed professional services.
1.3 Eligibility
You must be at least 18 years of age and capable of entering into legally binding agreements to use the Platform. By using the Platform, you represent that you meet these requirements.
1.4 User Responsibilities
- You are solely responsible for all decisions made based on information provided by the Platform.
- You must consult licensed professionals (attorneys, CPAs, EAs) before acting on any Platform output.
- You are responsible for verifying current legal and regulatory requirements applicable to your situation.
- You must not use the Platform for any unlawful purpose or in violation of applicable law.
1.5 Intellectual Property
All Platform content, software, and materials are owned by USLaunchStack and protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Platform for lawful business purposes only.
1.6 Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, USLAUNCHSTACK AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE PLATFORM.
1.7 Disclaimers
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
1.8 Governing Law
These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration in Delaware.
⚖️ Unauthorized Practice of Law Notice
USLaunchStack does NOT provide legal services related to business formation as prohibited by state bar associations. Providing legal advice on business entity formation requires bar admission in the state where the entity is formed.
Entity formation requires analysis of your specific business structure, liability exposure, tax situation, and regulatory needs — advice that constitutes the practice of law in all 50 states. USLaunchStack does not employ licensed attorneys and cannot provide legal services regardless of how Platform outputs are framed.
What This Means For You
- All entity comparison analyses are educational template reference material — not legal advice
- All formation document templates require customization by your attorney before state filing
- Entity type recommendations are not a substitute for licensed attorney review
- State filing requirements shown are for reference only — verify current requirements with your Secretary of State
Before Forming Your Entity
Consult a licensed attorney in your state regarding entity type selection, liability protection, state-specific formation requirements, operating agreement terms, and governance structure. Failure to obtain proper legal advice can result in inadequate liability protection, compliance failures, and costly restructuring.
This disclosure is made in compliance with unauthorized practice of law prohibitions in all 50 US states and the District of Columbia. State bar associations actively enforce UPL prohibitions against non-attorney entities providing legal advice on business formation.
🧾 Tax Compliance Notice
USLaunchStack does NOT provide tax advice as prohibited by state accountancy boards. Tax planning for business entities requires engagement of a licensed CPA or Enrolled Agent (EA).
Tax planning for business entities — including pass-through vs. C-corporation analysis, state tax implications, federal employment tax obligations, foreign tax credit considerations, and treaty analysis — requires engagement of a licensed CPA or Enrolled Agent. Tax advice without proper licensure violates state accountancy laws.
Areas Requiring CPA/EA Consultation
- Entity structure tax implications (pass-through vs. C-corp, S-corp elections)
- State tax registration and nexus obligations
- Federal employment tax obligations (FICA, FUTA)
- Foreign investor tax compliance (FIRPTA, Form 8288, foreign tax credits)
- Tax treaty analysis and applicable provisions
- Transfer pricing for multi-jurisdiction structures
- Section 1202 qualified small business stock considerations
This is not tax advice; consult a CPA or EA for all tax questions related to entity structure, ongoing compliance, and cross-border tax obligations.
Foreign Investor Tax Warning
Foreign investor tax compliance (FIRPTA, foreign tax credits, Form 8288, etc.) requires a CPA/EA/tax attorney. Platform outputs on foreign investor structures are educational reference only. USLaunchStack does not provide specific FinCEN BOI guidance, FIRPTA analysis, or foreign tax compliance advice without referring to CPA/EA/tax attorney.
📋 FinCEN BOI Liability Notice
FinCEN beneficial ownership reporting requirements are complex and subject to frequent updates. USLaunchStack's BOI guidance is educational reference only. You are personally liable for BOI filing accuracy under 31 USC §5336. Civil penalties up to $500 per day for non-filing or inaccurate information.
Your Obligations Under 31 USC §5336
The Corporate Transparency Act requires most US business entities to report beneficial ownership information to FinCEN. You are personally responsible for:
- Verifying current FinCEN BOI requirements at fincen.gov
- Consulting a compliance attorney before filing
- Designating the responsible filer (typically the company formation agent or principal officer)
- Ensuring all beneficial owner information is accurate and complete
- Filing timely updates when beneficial ownership changes
USLaunchStack's BOI guidance is educational reference only and does not constitute compliance counseling. All beneficial ownership reporting must be prepared and certified by the designated responsible filer. You MUST verify current FinCEN requirements and consult a compliance attorney before filing.
🏛️ Formation Feature Disclaimer
The following notice appears on all entity formation features within the Platform:
Providing legal advice on business entity formation requires bar admission in the state where the entity is formed. USLaunchStack does NOT employ licensed attorneys and does NOT provide legal services. Entity formation requires analysis of your specific business structure, liability, tax, and regulatory needs — advice that constitutes legal practice. USLaunchStack's formation outputs are templates only and do NOT substitute for attorney review. State business formation requirements vary significantly. All formation decisions require review by a licensed attorney in the state where your entity will be formed.
TAX COMPLIANCE NOTICE: USLaunchStack does NOT provide tax advice. Tax planning for business entities (pass-through vs. C-corporation, state tax implications, federal employment tax obligations, foreign tax credit considerations) requires engagement of a licensed CPA or Enrolled Agent (EA). Tax advice without proper licensure violates state accountancy laws. For tax questions, you MUST consult a CPA, EA, or tax attorney.
📊 AI Output Warning
The following notice appears on all AI-generated outputs (reports, analyses, recommendations, entity comparisons, tax comparisons) within the Platform:
This USLaunchStack output is EDUCATIONAL REFERENCE ONLY. It is NOT:
- Legal advice regarding entity structure
- Customized formation documents for your business
- A substitute for licensed attorney review
- Tax advice regarding entity selection
BEFORE forming your business entity:
- CONSULT A LICENSED ATTORNEY regarding entity type, liability protection, state-specific requirements, and governance terms
- CONSULT A CPA OR ENROLLED AGENT regarding tax implications, federal employment tax, foreign investor tax compliance, and state tax registration
- VERIFY CURRENT REQUIREMENTS with your State Secretary of State website
All formation documents must be customized by your attorney for your specific situation before filing with the state.
FinCEN BOI Output Warning
The following notice appears on all FinCEN BOI-related outputs:
You are PERSONALLY LIABLE for BOI filing accuracy under 31 USC §5336. Civil penalties up to $500 per day for non-filing or inaccurate information. Before filing: verify current FinCEN BOI requirements, consult a compliance attorney, designate the responsible filer, ensure all beneficial owner information is accurate. USLaunchStack's BOI guidance is educational reference only and does not constitute compliance counseling.
🔒 Safe Harbor Language
The following approved phrases are used throughout the Platform to establish the educational nature of all outputs. These phrases appear in AI-generated content, UI labels, and disclaimers:
| Approved Phrase | Context / Usage |
|---|---|
| "Educational template reference material" | All formation templates and document outputs |
| "Not a substitute for licensed attorney review" | All legal analysis, entity recommendations, formation outputs |
| "Requires customization by your attorney" | All formation document templates before state filing |
| "Consult a licensed attorney in your state" | All formation features and entity recommendations |
| "This is not tax advice; consult a CPA or EA" | All tax analysis, entity structure comparisons |
| "State requirements vary and change frequently; verify current requirements" | All state-specific formation guidance |
| "For reference purposes only regarding formation process" | Process guides, timelines, checklists |
| "Does not constitute legal or tax services" | General platform disclaimer, all feature footers |
| "Customization and attorney review required before state filing" | All formation document downloads and previews |
🚫 Prohibited Statements & UI Guardrails
The Platform is designed to prevent the following statements and behaviors through component-level enforcement:
Prohibited Patterns
- Recommending a specific entity type without the entity recommendation caveat
- Stating a structure "minimizes taxes" or "provides tax benefits" without the tax benefit caveat
- Completing actual state formation documents — only templates requiring attorney customization are provided
- Providing state-specific filing instructions without the state filing caveat
- Advising on foreign investor tax compliance without referring to CPA/EA/tax attorney
- Stating a structure "avoids" or "minimizes" foreign investor reporting requirements
- Providing specific FinCEN BOI guidance without the FinCEN disclaimer
- Recommending specific jurisdiction without the jurisdiction selection caveat
Enforcement
These prohibitions are enforced via the Regulatory Guardrail Component Library, which requires feature builders to use pre-approved caveat components for all regulated content areas. See the Component Developer Guide for implementation details.
📚 Regulatory References
The guardrail system is designed to address compliance exposure under the following regulatory frameworks:
- State Bar unauthorized practice of law definitions (all 50 states)
- State accountancy board tax advice prohibitions
- FTC deceptive practice enforcement patterns (15 USC §45)
- SEC/FINRA investment advice regulations (15 USC §80a, 17 CFR §206, FINRA Rule 2111)
- FinCEN BOI liability (31 USC §5336 — Corporate Transparency Act)
- DOJ immigration practice standards
- California immigration consultant licensing (Cal. B&PC §22400 et seq.)
- Customs broker licensing (19 USC §1641; 19 CFR Part 111)
- HIPAA/HITECH compliance (45 CFR Parts 160, 164)
These disclosures were designed with awareness of the above regulatory frameworks. Owner will coordinate licensed legal counsel review before go-live of any paid formation feature. This document is subject to revision following legal counsel review.
📋 Terms of Service Addendum — Regulatory
USLaunchStack does NOT provide legal services related to business formation as prohibited by state bar associations.
USLaunchStack does NOT provide tax advice as prohibited by state accountancy boards.
State business formation laws vary. USLaunchStack's outputs are educational template reference materials only and do NOT substitute for licensed attorney and tax professional review.
Customization and attorney review required before state filing. All AI-generated analyses, entity comparisons, tax comparisons, recommendations, and documents are for reference purposes only regarding formation process. Does not constitute legal or tax services.
By using any formation, advisory, or analysis feature within USLaunchStack, you acknowledge and agree:
- You have read and understand the regulatory disclosures in Sections 2–4 of these Terms.
- You will consult a licensed attorney in your state before making any entity formation decision or filing formation documents.
- You will consult a licensed CPA or Enrolled Agent before making any entity structure decision with tax implications.
- You understand that Platform outputs are educational reference materials only and are not legal advice, tax advice, or professional services of any kind.
- You are solely responsible for verifying current state formation requirements and FinCEN reporting requirements applicable to your situation.
- You accept personal liability for all decisions made based on Platform outputs.
🔐 Privacy Policy
11.1 Information We Collect
We collect information you provide directly (name, email, company information, business details entered into Platform features), usage data (features accessed, actions taken), and technical data (browser type, IP address, device information).
11.2 How We Use Your Information
- To provide, operate, and improve the Platform
- To personalize your experience and AI-generated outputs
- To communicate with you about your account and Platform updates
- To comply with legal obligations
11.3 Data Security
All data is encrypted at rest (AES-256) and in transit (TLS 1.3). We use SOC 2-compliant infrastructure. We do not sell your personal data to third parties.
11.4 Data Retention
We retain your data for as long as your account is active or as needed to provide services. You may request deletion of your account and data by contacting us at uslaunchstack@polsia.app.
11.5 Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or port your data. Contact uslaunchstack@polsia.app to exercise these rights.
11.6 Cookies
We use essential cookies for authentication and session management, and analytics cookies (Polsia Analytics) to understand how users interact with the Platform. You can opt out of analytics cookies by clearing your browser's localStorage.
11.7 Contact
For privacy inquiries: uslaunchstack@polsia.app
For legal inquiries: uslaunchstack@polsia.app