🇧🇷Brazil
🇺🇸United States

Start a US Business
from Brazil — 2026

The complete guide for Brazilian founders: form a US LLC, leverage the E-2 Treaty Investor visa, use the Miami banking hub, get your ITIN, comply with BACEN forex controls, and launch remotely.

E-2 VisaBrazil IS a treaty country
Miami HubBrazilian-experienced banks
Florida/WyomingTop 2 states for Brazilians
ITINYour US tax ID without SSN

🇧🇷 Brazilian Founders Have a Key Advantage: E-2 Treaty Investor Visa Access

Unlike Nigeria and India, Brazil IS an E-2 Treaty Investor country. This means Brazilian nationals can apply for the E-2 visa to live and work in the US managing their investment. Combined with the Miami banking hub, Florida's proximity to Brazil, and a large Brazilian entrepreneur community in the US, Brazilian founders have a strong path to US business success.

⚖️ Legal, Tax & Immigration Disclaimer: This guide is educational information only. E-2 visa requirements, BACEN forex controls, and US tax obligations are complex — consult a licensed US immigration attorney, US CPA, and Brazilian advogado before making decisions. Laws and regulations change; verify current requirements before acting.

Choosing the Right US Entity as a Brazilian Founder

Florida LLC vs Wyoming LLC vs Delaware C-Corp — here's the honest breakdown for Brazilian founders in 2026.

🏔️ Wyoming LLC — Best for Remote Operations

If you're operating from Brazil remotely and just want the cheapest, most private US structure, Wyoming wins. $40 cheaper to form, $78 cheaper per year than Florida.

  • Filing fee: $102 state fee
  • Annual report: just $60/year
  • No state income tax
  • Members not in public records (strong privacy)
  • Best choice for digital businesses and remote founders
  • Mercury and Relay work well with Wyoming LLCs

🏛️ Delaware C-Corp — For VC Funding

Choose Delaware C-Corp only if you're targeting US venture capital. Brazilian-founded startups increasingly raise US VC — Delaware is required for this path.

  • Required by US VCs and accelerators
  • QSBS tax exclusion available on exit
  • Delaware Franchise Tax: ~$400/year minimum
  • Standard for Brazilian tech startups seeking US investment
  • Can convert from LLC to C-Corp later if needed

📊 Getting Your EIN & ITIN

As a Brazilian founder, you need two IRS numbers: an EIN for your company and optionally an ITIN for personal US tax obligations.

  • EIN: Call IRS International +1-267-941-1099 (same day)
  • Hours: Mon–Fri 6am–11pm ET
  • ITIN: Apply via Form W-7 with your Brazilian passport
  • ITIN processing: 6–11 weeks (or sooner via Certifying Acceptance Agent)
  • ITIN useful for US banking and filing personal US tax returns
  • CPF (Brazilian tax ID) sometimes accepted by Miami banks

Brazilian Founders CAN Get the E-2 Investor Visa

This is Brazil's biggest advantage over Nigeria and India. The E-2 Treaty Investor visa lets Brazilian founders live and work in the US while actively managing their US investment.

✅ Brazil IS an E-2 Treaty Country — A Major Advantage Over India and Nigeria

Brazil has a bilateral investment treaty with the United States that qualifies Brazilian nationals for the E-2 Treaty Investor visa. This visa allows you to move to the US and actively manage your US business investment. It's renewable indefinitely as long as the business remains operational and you maintain E-2 status.

📋 E-2 Application Documents

The E-2 application requires comprehensive documentation of your investment:

  • DS-160 application form + DS-156E treaty supplement
  • Brazilian passport (valid 6+ months beyond intended stay)
  • Proof of investment: bank statements, invoices, wire transfers
  • Business plan (detailed, 3–5 year projections)
  • US company formation documents (LLC/C-Corp)
  • Lease agreements or purchase receipts for business assets

⏱ E-2 Timeline & Validity

What to expect when applying for the E-2 at the US Consulate in Brazil:

  • Apply at US Embassy Brasília or Consulate São Paulo/Rio
  • Processing time: 1–6 months (varies by consulate workload)
  • Initial visa validity: 5 years (multiple entry)
  • I-94 admission: 2 years per entry (extendable with I-539)
  • Renewable indefinitely as long as business is active
  • Consult an immigration attorney to prepare your application

🌴 Florida for E-2 Applicants

Most Brazilian E-2 founders choose Florida because:

  • Miami is the #1 Brazilian entrepreneur hub in the US
  • Strong Portuguese-speaking business community
  • Miami banks experienced with Brazilian business structures
  • No Florida personal state income tax
  • 4-hour direct flight from São Paulo
  • Large real estate and service sector for E-2 businesses

Getting Your ITIN as a Brazilian Founder

An ITIN (Individual Taxpayer Identification Number) is a personal US tax ID for non-SSN holders. Many Brazilian founders need one for banking, US tax filing, or when they start receiving US-source income.

🆔 What Is an ITIN and Who Needs One?

An ITIN is issued by the IRS for individuals who need to comply with US tax laws but aren't eligible for a Social Security Number:

  • Issued by IRS via Form W-7 application
  • Used for US tax filing (Form 1040-NR, Form 5472)
  • Some US banks require ITIN for account opening (especially in person)
  • Does NOT authorize work in the US
  • Different from EIN (which is for your company, not you personally)

📝 How to Apply for Your ITIN

Two methods for Brazilian founders to get an ITIN:

  • Method 1 — Mail to IRS: Complete Form W-7, attach original Brazilian passport or certified copy, mail to IRS Austin TX. Processing: 6–11 weeks.
  • Method 2 — Certifying Acceptance Agent (CAA): Use an IRS-authorized CAA (many in Miami/São Paulo) to certify your documents. No need to mail original passport. Faster processing.
  • ITIN valid for 3 years; renew if unused
  • Apply when you have a valid US tax reason (filing a return, opening a bank account requiring it)

🪪 CPF and Brazilian Documents

Miami-based banks that are experienced with Brazilian founders often accept Brazilian documents:

  • CPF (Cadastro de Pessoas Físicas) accepted by some Miami banks as supplemental ID
  • Brazilian driver's license + passport accepted for account opening at some branches
  • Bank references from Brazilian banks (Banco do Brasil, Itaú, Bradesco) can help
  • Banco do Brasil America and Itaú USA have US branches familiar with Brazilian clients

⚠️ BACEN Forex Controls

Brazil's Central Bank (BACEN) regulates cross-border capital flows. Understand this before sending money to your US LLC:

  • All outbound capital transfers must go through an authorized dealer (banco autorizado)
  • Declare investment via RDE-IED (Registro Declaratório Eletrônico)
  • Returns of capital and profit repatriation also require BACEN reporting
  • Failure to comply = significant fines and penalties
  • Consult a Brazilian advogado or contador specializing in investimentos no exterior

US Business Banking for Brazilian Founders

Brazilian founders benefit from Miami's strong LatAm banking ecosystem. Here's the full landscape for 2026.

BankRequires SSN?Brazil OK?2026 RatingNotes
MercuryNo — EIN only✅ YesBest Digital OptionTop digital bank for Brazilian founders. EIN-only, no SSN required. High approval rates. Use for primary US banking.
City National Bank of FLITIN accepted✅ ExcellentBest Miami BankDeep experience with Brazilian founders. Accepts Brazilian documents. Miami-focused. Best for in-person relationship banking.
Banco do Brasil AmericaITIN/CPF accepted✅ ExcellentBrazilian-FriendlyBrazilian bank with US operations. Accepts CPF and Brazilian references. Ideal for founders with existing BB relationship.
Itaú USAITIN/CPF accepted✅ ExcellentBrazilian-FriendlyItaú's US operations in Miami/New York. Strong for Brazilian founders with existing Itaú Brazil accounts.
Wise BusinessNo✅ YesBest for BRL-USDBest for USD-to-BRL conversions and BACEN-compliant transfers. Low FX fees. Use alongside Mercury for international transfers.
Chase BusinessYes or ITIN✅ PossibleIn-Person MiamiPossible with in-person visit at Miami branch, ITIN, and CPF. Longer process but gives access to Chase's full US banking network.

💡 Miami Banking Strategy for Brazilian Founders

The optimal strategy for Brazilian founders: (1) Open Mercury online immediately after getting your EIN — for digital banking, Stripe, and US operations. (2) Visit Miami for a week and open a City National Bank of Florida or Banco do Brasil America account in person — brings full traditional banking capabilities. (3) Add Wise Business for BRL-USD conversions that comply with BACEN requirements. This combination gives you both digital convenience and traditional banking credibility.

Visa Options for Brazilian Founders

Brazilian founders have more visa options than most nationalities, including the highly-valued E-2 Treaty Investor visa that India and Nigeria don't have access to.

🌐

Remote Operation (No Visa)

Start Now

Run your US LLC entirely from Brazil. No visa required to own or manage a US company remotely.

  • No visa needed to own or manage a US LLC
  • US bank account accessible from São Paulo
  • Accept USD payments from US and global clients
  • Visit US on B-1/B-2 for business trips
  • Build credentials for E-2 or O-1A while operating
✈️

B-1/B-2 Business Visitor

For Visits

Use B-1 for business travel: meet clients, open bank accounts in Miami, attend conferences. Cannot receive US salary on B visa.

  • Meet clients, negotiate contracts, attend events
  • Open City National Bank of Florida account in person
  • Maximum 6 months per entry
  • Must demonstrate ties to Brazil

O-1A Extraordinary Ability

Merit-Based

No lottery cap. For Brazilian founders with demonstrated exceptional achievement. Good alternative or complement to E-2 for founders with strong profiles.

  • No annual cap — merit, not lottery
  • Valid 3 years, renewable indefinitely
  • Can authorize active management of your US business
  • Good bridge to EB-1A permanent residency
💰

EB-5 Investor Visa

Green Card Path

Direct path to US permanent residency through investment. Higher bar than E-2 — $800K minimum — but results in a Green Card.

  • Minimum investment: $800K (TEA) or $1.05M
  • Must create 10 full-time US jobs
  • Direct path to US Green Card
  • Processing: 2–5 years
🎓

F-1 Student → OPT

Students

If studying in the US, OPT provides 12–36 months of work authorization to build and manage your US company.

  • STEM OPT: 36 months total
  • Can manage US LLC during OPT
  • Bridge to H-1B or O-1A
  • Must maintain F-1 student status

Best US States for Brazilian Founders

Florida and Wyoming are the two most popular choices for Brazilian founders — for different reasons.

🏔️

Wyoming

Best for remote Brazilian founders not planning to relocate. Cheapest state to incorporate in with the strongest privacy protections.

  • No state income tax — ever
  • Annual report: just $60
  • Members not in public records
  • Best Mercury/Relay approval rate
🏛️

Delaware

Choose Delaware only if you need US VC funding. Required by institutional investors. Unnecessary complexity for most Brazilian founders.

  • Required by US VCs and accelerators
  • Annual franchise tax: ~$400/year
  • QSBS tax exclusion on exit
  • Convertible from LLC if needed
Get AI-Powered State Recommendation →

How Much Does It Cost to Start a US Business from Brazil?

Transparent cost breakdown for Brazilian founders forming a US entity in 2026.

Florida LLC Formation

$300–600

Florida state filing ($125) + registered agent ($50–200/yr) + optional formation service ($100–300). ITIN application ($0 if self-filed, $100–200 via CAA).

E-2 Visa Application

$5,000–15,000

Immigration attorney fees ($3,000–10,000) + visa application fee (~$315) + business plan preparation + supporting documents. Investment capital separate.

📊 Ongoing Annual Cost for a Brazilian-Owned Florida LLC: ~$250–500/year

Annual report ($138) + registered agent ($50–150) + Mercury banking ($0 monthly fee) + FinCEN BOI ($0 — free) + US CPA for Form 5472 ($150–300) + Wise Business transfers ($0 monthly) = approximately $340–590/year to stay fully compliant. Plus: BACEN RDE-IED reporting compliance handled by your Brazilian advogado (costs vary).

Brazilian Founder → US Business in 7 Steps

The sequence used by Brazilian founders to launch US companies and optionally relocate on an E-2 visa. Complete in 4–8 weeks for remote operation.

1

Choose Your State: Florida (E-2 relocation) or Wyoming (remote)

If you plan to relocate to the US on an E-2 visa, choose Florida — Miami is the Brazilian entrepreneur hub and Florida-based businesses support E-2 applications well. If you're staying in Brazil and operating remotely, choose Wyoming for the lowest annual costs and best privacy. Both work for Mercury banking and Stripe.

⏱ Decision: 1 day
2

Consult a Brazilian Advogado about BACEN Compliance

Before wiring any money to your US LLC from Brazil, consult a Brazilian advogado or contador who specializes in investimentos no exterior and BACEN/FEMA regulations. You'll need to register your investment via RDE-IED (Registro Declaratório Eletrônico) with BACEN. This is a legal requirement for Brazilian residents making foreign investments.

⏱ 1–2 weeks (parallel with entity formation)
3

File Articles of Organization (Florida or Wyoming)

For Florida LLC: file at sunbiz.org (Florida Department of State). Cost: $125 state fee + registered agent. For Wyoming: file at Wyoming Secretary of State. Cost: $102 + registered agent. Use a formation service for simplicity. You'll receive your Certificate of Organization — this is a critical document for banking and E-2 applications.

⏱ 3–5 business days
4

Get Your EIN by Phone (IRS International)

Call IRS International: +1-267-941-1099 (Mon–Fri, 6am–11pm ET). EIN issued same-day. This is required for banking, Stripe, FinCEN BOI, and any US tax obligations. Also start your ITIN application via Form W-7 if you anticipate US-source income or plan to open a Miami bank account in person — ITIN processing takes 6–11 weeks.

⏱ Same day for EIN; 6–11 weeks for ITIN
5

File FinCEN BOI Report (Free, 90-Day Deadline)

File your Beneficial Ownership Information report at boiefiling.fincen.gov — free and mandatory under the Corporate Transparency Act. Submit within 90 days of formation (30 days if formed after Jan 1, 2025). You need your full name, Brazilian address, CPF or passport number, and date of birth. $500/day penalty for non-filing.

⏱ 30 minutes — file within 90 days of formation
6

Open Mercury Account Online + Plan Miami Banking Trip

Open Mercury online immediately (mercury.com) — EIN only required, no SSN or ITIN. This gives you immediate US banking capability. Then plan a trip to Miami to open a City National Bank of Florida or Banco do Brasil America account in person — brings broader banking relationships. Miami visit also gives you direct access to the Brazilian entrepreneur community and E-2 visa consultants.

⏱ Mercury: 1–7 days; Miami trip: plan for 3–5 days
7

Connect Stripe + Start E-2 Application (if relocating)

Connect Stripe for payment processing. If you plan to relocate on an E-2 visa, engage a US immigration attorney now — ideally one based in Miami who specializes in E-2 applications for Brazilian founders. Build your investment documentation, business plan, and financial projections. Start building US operations and revenue history, which strengthens your E-2 petition.

⏱ Stripe: 1–2 days; E-2: 3–6 months total process

Tools Built for Brazilian Founders

USLaunchStack's AI tools help Brazilian founders navigate US entity formation, E-2 visa strategy, and Miami banking.

Common Questions from Brazilian Founders

Yes. Brazil IS an E-2 Treaty Investor country. Brazilian nationals can apply for the E-2 Treaty Investor visa to live and work in the US while actively managing their US business investment. The investment must be "at risk" capital, "substantial" (typically $50,000–$150,000+), and sufficient to ensure the business can operate successfully. You must also own at least 50% of the US enterprise and plan to develop and direct it. Consult a US immigration attorney for current requirements and to prepare your application package.
It depends on your plans. Choose Florida LLC if you plan to physically operate in the US on an E-2 visa — Miami has a strong Brazilian entrepreneur community and Brazilian-experienced banks, and Florida formation strengthens your E-2 application. Choose Wyoming LLC if you're operating remotely from Brazil — it's cheaper ($60/year vs $138/year annual report), has stronger privacy protections, and members aren't in public records. Both work for Mercury banking, Stripe, and FinCEN BOI compliance. Delaware C-Corp only if you're raising US venture capital.
BACEN (Banco Central do Brasil) regulates all cross-border capital flows from Brazil. When you invest money from Brazil into your US LLC, you must: (1) Use an authorized dealer (banco autorizado) for the transfer — you can't just wire money directly from your personal account to a US LLC without proper declaration. (2) Register your foreign investment via RDE-IED (Registro Declaratório Eletrônico) with BACEN. (3) Report repatriated profits when bringing money back. Failure to comply can result in significant fines. Consult a Brazilian advogado or contador who specializes in FEMA/BACEN and investimentos no exterior.
An ITIN (Individual Taxpayer Identification Number) is a personal US tax ID issued by the IRS for non-SSN holders. As a Brazilian founder, you may need an ITIN if: (1) You plan to open a US bank account in person (some Miami banks require it alongside CPF); (2) You receive US-source income and need to file a US tax return; (3) Your LLC distributes profits and US withholding tax applies. Apply via Form W-7 — mail to IRS Austin TX or use an IRS-authorized Certifying Acceptance Agent (faster, and you keep your passport). Processing takes 6–11 weeks. Note: ITIN is for tax purposes only, not work authorization.
No. The United States and Brazil do not have a comprehensive income tax treaty. This means US-source income earned by Brazilian residents may be subject to 30% US withholding tax without treaty reduction. Unlike Indian founders who benefit from the DTAA, Brazilian founders face the full 30% withholding rate on US passive income (dividends, royalties, interest) paid to Brazilian residents. If your US LLC has US-effectively-connected income from US clients, you'll also owe US federal income tax. Foreign-owned single-member LLCs must file Form 5472 annually ($25,000 penalty if missed). Hire a US CPA experienced with foreign-owned LLCs.
The best Miami banking options for Brazilian founders: (1) Mercury — best digital bank, EIN-only, no in-person visit required, high approval rates; (2) City National Bank of Florida — Miami-focused, experienced with Brazilian founders, accepts CPF alongside passport; (3) Banco do Brasil America — Brazilian bank's US operations, familiar with Brazilian clients and documentation; (4) Itaú USA — Itaú's US presence in Miami/New York, great for existing Itaú Brazil customers; (5) Wise Business — best for USD-to-BRL and BRL-to-USD conversions with low FX fees that comply with BACEN transfer requirements.

Ready to Launch Your
US Business from Brazil?

AI-powered entity selection, banking guidance, E-2 visa alignment, and a step-by-step launch plan — built for Brazilian founders.